Payment Methods & Billing Policy
Information regarding accepted transaction channels, bank-grade encryption protocols, and billing standards operated by TOSPANNET AS in Kristiansand, Norway.
Effective • September 2026 • TOSPANNET AS (Kristiansand, Norway)
1. General Educational Access
Access to the core educational guides, nutrition calculators, vitamin reference tables, and published articles on Maskulinfit is completely free and requires no payment or financial card submission.
For any corporate advisory, institutional licensing of our meal planning algorithms, or custom nutrition software services provided by TOSPANNET AS, the following terms govern all invoicing and financial transactions.
2. Accepted Payment Channels
TOSPANNET AS supports secure, modern, and verified payment methods complying with European banking standards (PSD2):
Visa, MasterCard, American Express. Processed via 3D Secure 2.0 (3DS) authentication.
Direct instant mobile checkout for Norwegian BankID-verified consumers and businesses.
Direct bank transfer to our Norwegian corporate account (DNB Bank ASA) in NOK, EUR, or USD.
Enterprise payment routing with Level 1 PCI-DSS certified gateway compliance.
3. Bank-Grade Security & Data Protection
Your security is paramount. All financial communications and data transfers are protected through 256-bit TLS/SSL encryption.
- Zero Card Data Retention: TOSPANNET AS never stores, processes, or retains raw credit card numbers or security CVV/CVC codes on our web servers.
- PCI-DSS Compliance: Payment tokens are handled exclusively by authorized financial payment providers adhering strictly to Payment Card Industry Data Security Standards.
- Strong Customer Authentication (SCA): Compliance with EU/EEA PSD2 mandates to eliminate unauthorized charges.
4. Value Added Tax (MVA) & Currencies
TOSPANNET AS is a registered Norwegian legal entity (Aksjeselskap):
- Norwegian Customers: Transactions are billed in Norwegian Kroner (NOK) and include 25% Norwegian MVA (Merverdiavgift) where required by the Norwegian Tax Administration (Skatteetaten).
- International & EEA B2B Clients: Reverse charge mechanisms apply for VAT-registered business entities within the EU/EEA upon validation of a valid VIES VAT number.
5. Invoicing & Billing Inquiries
For corporate billing inquiries, formal tax receipts, or enterprise agreements, please contact our financial department:
TOSPANNET AS • Corporate Finance & Accounts
Torridalsveien 82A, 4630 Kristiansand, Norway
Email: [email protected]
Phone: +47 38 70 91 24
TOSPANNET AS
Registered in the Norwegian Enhetsregisteret (Brønnøysundregistrene).
Org. number: 936 684 823
Director: Aleksander Tolfsen
Jurisdiction: Kristiansand, Norway